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The AI governance operating system for plan sponsors and advisors

Fiduciary governance fails in the gaps between your documents and your decisions.

Knowa, powered by PSCA, is the intelligence layer that connects them. Every plan document. Every committee meeting. Every decision.

What is Knowa powered by PSCA?Knowa powered by PSCA represents a strategic joint venture between Knowa, an established UK-based company, and the Plan Sponsor Council of America (PSCA), part of the American Retirement Association, bringing innovative AI solutions to the U.S. retirement plan market.

Knowa × PSCA is the platform for US plan sponsors, investment committees, and the advisors who serve them. Your plan's record, and PSCA's plan-sponsor best-practice guidance, in one intelligence layer.

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Teams collaborating on governance work with Knowa powered by PSCA for US retirement plans

The governance problem

Good governance is being let down by bad infrastructure.

Plan sponsors and committee members join to steward participants' savings. They end up hunting for last quarter's minutes across three shared drives, four inboxes, and whoever last ran benefits.

The paperwork expands. SECURE 2.0 rolls out in waves. DOL expectations sharpen. 5500 filings get more scrutinised. The time available does not.

And when someone leaves, the institutional memory leaves with them. The next committee chair starts over.

Email · 14 Mar "Can someone find last year's IPS?"
Inbox · 47 threads
Shared drive /2022/policies/PLAN_DOC_v2_FINAL_v3.docx
Which is current?
Slack · Chair "Did we agree the fund lineup changes?"
3 messages · unresolved
Teams / chat Draft minutes · 3 versions in circulation
Last edit: 19 days ago
Spreadsheet Actions_tracker_FINAL.xlsx
Last opened: 6 months ago
HR's notebook "I think we agreed something in June?"
Institutional memory

The vision

The Foundation is what we've built. Connected governance is what PSCA unlocks.

Good governance isn't a feature. It's a direction. Here's where Knowa powered by PSCA is. And where it's going.

Proven LIVE
The Foundation.
Why
A single source of truth for the committee's work.
How
The Smart Vault, the Collaboration Space, and Meeting Flow. Every document, decision, and rationale in one place, captured as you work.
Prize
Nothing gets lost. Nothing gets duplicated. The record survives every committee rotation.
The Horizon ROADMAP
The future of automated governance.
Why
Administration is automated. Judgment is supported.
How
When the data is live, governance tasks trigger themselves: the Form 5500 cycle fires on its date, a SECURE 2.0 provision prompts the committee, a DOL update drafts the policy revision. Humans sign off on judgment, not admin.
Prize
The committee's time goes to the things only humans can do. The platform handles the rest.

Who it's for

Built for the plans that matter.

Knowa powered by PSCA is designed around the duties of US retirement plan fiduciaries: plan sponsors, investment committees, HR & benefits teams, and the advisors who serve them.

Plan sponsors

For plan sponsors, investment committees, and HR & benefits teams. DOL audit-ready evidence, SECURE 2.0 tracking, a defensible record for every committee decision. Grounded in your plan's own record and PSCA's plan-sponsor best-practice guidance.

For plan sponsors →

Advisors

For retirement plan advisors, consultants, and fiduciary service providers. Serve more plans without scaling headcount. Deliver more value with faster insights, better oversight, and PSCA guidance at your fingertips.

For advisors →

The evidence

Governance, at scale.

Not a PDF on an iPad. No old tech you love hating. The operating model for modern US retirement plans.

1,000+
Governance spaces
on the platform
$300bn+
Assets under
governance
PSCA
Joint venture
with The Plan Sponsor Council of America
ISO
27001 certified
US-hosted infrastructure

Security

Enterprise-grade security, built for US retirement plans.

The committees using Knowa powered by PSCA hold participants' retirement savings. Security isn't a feature. It's the foundation.

ISO 27001 certified infrastructure
US-based data hosting
Enterprise-grade encryption (TLS 1.3 + AES-256)
Role-based access and audit logs

What committees say

From the plan sponsors and committee leaders who live in it.

★★★★★
Financial Services · Large 401(k) plan

"It would be really horrible if we lost Knowa right now. I would dread doing 5500 reviews without it, especially when our auditors ask for documentation."

Head of HR
★★★★★
Industrial · Mid-size 401(k) plan

"My main challenge was manually searching through meeting minutes to find historical information, especially when a DOL inquiry comes in or we're preparing for a plan audit. Knowa gives me a central repository where anyone can access what's needed for the plan."

CHRO · Head of Benefits

Verified by independent reviewers

Rated 4.9 / 5 by the people who actually use it.

103 verified reviews across Capterra and Software Advice — the independent review pool shared by both platforms. Written by the committee members, plan sponsors, and advisors who work in Knowa every day.

Capterra
4.9 / 5
★★★★★
Read reviews →
Software Advice
4.9 / 5
★★★★★
Read reviews →
Ease of use 4.8  ·  Customer service 5.0

Your fiduciary duty is serious. Your governance should be too.

See how Knowa powered by PSCA brings clarity, confidence, and a defensible audit trail to your plan.

Book a demo →